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Large parts of the world – even large parts of the most developed countries – are still under developed and the opportunities open to women to find financial support for themselves can still be very limited. Though some offer sex to men to support themselves and their families, there are those who do it mainly to improve their current lifestyles. The latter I would think would be more likely to happen in developed western societies and the former in less developed economies.
One way of looking at the difference and making a distinction between prostitution and transactional sex is that there is no predetermined amount for the latter, and transactional sex is often framed in the form of an actual relationship. It can last longer than the relationship between a prostitute or escort, though in many cases not. Many escorts have very long term “relationships” with their clients over a great number of years. And they even receive lovely gifts as extras to their direct pay. For example, I know one working girl who was with her “client” for over a decade. And when they finally parted he set her up as an estate agency and even put his friends in touch with her so that her business was successful.